Bayar peranti pilihan anda secara ansuran paling mudah dan murah!


Kami memperkenalkan sistem pembayaran “Buy Now, PAYLATER”  dengan Factory Mobile mengurangkan bebanan kewangan dengan pembayaran ansuran mudah. Dapatkan 4 Bulan ansuran tanpa faedah


Up To RM3500

Instant Approval

4 (four)

4 Zero-Fee Instalments

Up To 24 Months

Flexible Tenure


RM999.99 and Below

Up To 6 Months Extensions

RM1000 and above

Up To 12 Months Extensions

Hanya perlu ikuti cara mudah untuk dapatkan paylater:

1. Muat turun ‘PAYLATER Malaysia’ app.

Di link di bawah:


iOS –
Android –
Huawei AppGallery –

2. Daftar dan lengkapkan segala maklumat yang diperlukan.

3. Shopping Limit segera akan di sahkan oleh PAYLATER.

4. Terus ke Outlet kami atau boleh melalui dalam talian (whatsapp atau facebook atau website).



You must be above 18 years old, Malaysian citizen, and currently being employed full time.

No, there will be no interest charged for your purchase(s)

Your Shopping Limit is the available shopping amount you can spend with PAYLATER partnered merchants. Your installments will be deductible monthly from the date of purchase.

You may request for higher shopping limit in-app. Please do have your latest bank statement (in PDF), utility bill, and payslip or income statement ready.

Yes, you can! Both debit card and credit card are accepted for "Buy Now Pay Later" payment option.

Your billing cycle will be monthly

You may choose either auto debit on your card, or FPX manual transfer to PAYLATER Malaysia via an in-app option in the "PAYLATER Malaysia" app.

No refunds will be entertained 1(ONE) working day from your purchase using "Buy Now, PAY LATER" option.

The fixed fee is RM 35 for each instalment

Yes, you may. As long as you are still within your allocated 'shopping limit', you may have as many purchases.